How Your Redundancy Package Can Affect Your Benefits

Originally written by Paul Geraghty, updated by the editorial team on 30th March 2026

When you're made redundant, you may have to live on benefits for a while. So how does your redundancy package affect your eligibility?

If you're navigating redundancy and need help managing both your finances and benefits claim, you might find it useful to get our free Redundancy Action Plan.

Voluntary Redundancy and Benefits Entitlement

If you leave your job voluntarily, unemployment benefits are normally not payable (for six months). People who are made redundant should not be affected by this. However, people sometimes wonder how accepting voluntary redundancy affects their eligibility for benefits. It does not. The resulting unemployment is still considered involuntary and those affected should be able to receive Jobseeker's Allowance without any problems.

Occasionally, however, people have been known to encounter some difficulties in relation to this question because of poorly-informed clerical staff at the Jobcentre. If it comes to that, you may need to appeal a wrongful decision. In the end, though, you should win. Omitting the word voluntary from the description of why your last job ended is sometimes said to help avoid these kinds of misunderstanding.

Accepting an Alternative Job and Benefits Entitlement

Sometimes your employer will offer you another job as an alternative to making you redundant. If you feel that the new job differs substantially from your old one, and reject it for this reason, your unemployment will still be considered the result of a redundancy and therefore involuntary.

If you're not sure whether the new job is right for you but would like to try it out, you are entitled to do it for a trial period. By statute this should be at least four weeks, although you and your employer can agree to a longer trial period. If, during the trial period, you decide that the new job isn't right for you, and leave, you will still be considered to have been dismissed by reason of redundancy and therefore involuntarily unemployed.

Redundancy Pay Calculator

Find out how much statutory redundancy pay you could be entitled to. Enter your details and get an estimate in less than a minute.

Try our Redundancy Pay Calculator free, here on this site →

Refusing an Alternative Job and Benefits Entitlement

The only circumstance in which being offered another job by your employer might give rise to difficulties is if there is a disagreement about whether or not the new job is equivalent to the old one. If you say it is not and your employer says it is, it's conceivable that the Jobcentre staff might take the view that your unemployment is voluntary. In this case, your employer would probably also refuse to pay you a redundancy payment. You could appeal the matter to an Employment Tribunal for a final adjudication. Presenting evidence to the Jobcentre staff that the matter is under appeal to an Employment Tribunal should secure your access to benefits pending the judgement.

Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.

Redundancy Payments and Benefits

Provided you have two years of continuous service with your employer, you should receive a redundancy payment when you leave. Although statutory redundancy payments tend not to be very high, if you have a more generous contractual arrangement, or if you have been with your employer for a long time, the amount involved may be substantial.

Many state benefits are means tested, although not all. Unless you immediately spend your redundancy lump sum, for example by paying down debt you have, for the purposes of means assessment, it will count as savings. Large savings may reduce the amount of benefit you get or even mean that you won't get any. This subject is explored more fully in a separate article so will not be dealt with further here.

Redundancy and Benefits – Conclusion

If you're facing redundancy, the harsh reality is that you may be dependent on benefits until you find another job, so it's important to know how the choices you make, and the redundancy package you get, can affect your entitlement. You may want to look at the various ways to invest a redundancy package, here.

The Next Step

Now that you have read through the advice above, you might want to put it into practice. Our Redundancy Pay Calculator lets you find out how much statutory redundancy pay you could be entitled to. Enter your details and get an estimate in less than a minute. Try it now →

217 questions

Ask Redundancy Expert a Question

RedundancyExpert Editor 17/05/2026 at 1:27 pm

@lou Yes, it can. Statutory redundancy pay itself is ignored as income, but it counts as capital, so it gets added to any savings you already have. If your total capital goes above £6,000, your housing benefit starts to reduce, and above £16,000 you'll usually lose it altogether. Worth ringing your council or Citizens Advice with the figures before you decide, as the exact impact depends on your circumstances.

lou 23/01/2025 at 9:37 am

Hi, I claim housing benefit as I am a low earner. If I take voluntary statutory redundancy will this affect my housing benefit?

Suzi 22/01/2025 at 1:15 pm

I've taken voluntary redundancy and will be finishing work on 31st January 2025. However, I also will be receiving my redundancy payment of around £20,800 on 14th February 2025.

Would that amount affect whether I get anything from New Style Jobseekers Allowance?

It's been about 8 years since I last applied for any state benefits and this is my first experience of taking redundancy so I'm a little confused.

Freeth 17/03/2024 at 6:32 am

Hello, I made redundancy in January 2024, the company closed down, but we made redundancy, If I apply for benefit as I'm 62, does it affect if I apply for benefit until I find a job?

Thank you,

Dan.

axlemc 19/01/2024 at 4:51 pm

Hello
I’ve been made redundant 13th Nov . No notice gjven and no offer of redundancy payment from employer

Company went insolvent on December 1st and got rid of all staff

I contacted acas and have gone through Insolvency service . Today I had a letter regarding loss of notice compensation ( payment in lieu of notice )

In the letter it states that I will be deducted monies that I could have claimed in benefits that I was entitled to - problem is I haven’t claimed any kind of Benefit!
This seems to me I’m paying something back that I never had in the first place ! Can someone give me some advice please ? Thankyou

Tellmemore 25/11/2020 at 8:04 am

I'm so confused. I started claiming universal credits 3 months ago, I have now been made redundant and I'm getting government redundancy due to the company going about it this way. I am getting £1280. My universal coach said it will be deducted from my wage, but online it reads under £6000 shouldn't be deducted? I know the coaches don't deal with the pay so was just wondering what was right and what wasn't?

Jackrussel 23/10/2020 at 9:46 am

Hi you can only claim job seekers allowance for 6 months . When you get your 12 weeks notice from insolvency they deduct 12 weeks job seekers which you have had from JSA . So if job seekers runs out 6 months from your finish date you In theory only get 3 months is this correct. As you have given 3 months back .

Bertie 09/10/2020 at 8:00 pm

Hi

I have just submitted some details to you, can you confirm you have received this.

Kind regards

Rachel

Bertie 09/10/2020 at 7:56 pm

I was made redundant on 30th Sept 2020. I claimed my redundancy via RPS and also JSA on the 5th Oct. As I have worked for the insolvent company for 26 years I am also entitled to 12 week lieu of notice period. Following my call to the Department of Work and Pensions regarding my JSA claim they have stated I should be available attend an interview immediately, and available to to start work after the end of my notice period. This does not make much sense as I have 12 week notice period, and most employers looking to recruit are not going to wait this long - Can you clarify this please. I have also been given a permitted period from 5/10/20 - 03/01/21 to find a job in the same field. The JSA payments will be deducted from my lieu of notice period so in essence they are taking this money back. I have been through a very traumatic time during the last 10 months and would like to take back step without having harassing calls from the DWP. I would appreciate your advice. Regards Rachel

Bucks 09/10/2020 at 4:11 pm

Iv been on universal credit top with furloughed pay I'm being made redundant my last wage will have approx 3 weeks holiday pay plus 2 years redundancy pay approx £1400 will this high wage effect going onto full universal credit will it be added on as pay or will it all work out the month after

Samzie 12/09/2020 at 3:58 pm

Been made redundant on the 31st August I got £3500, Iv just got my statement from uc and I’m not entitled to any money, not even my child aspect on my uc ! Why ???

Sam 10/08/2020 at 8:06 am

I was full time for 20 years and 15 years part time
I have been told I’m going to be made redundant and if I go voluntary I get a bit more money
My total offer is just under £6000 which I think is an insult given the time I have been with them so I have gone back to them with a suggestion of an enhanced package but running out of time please help

Nick 28/07/2020 at 1:41 pm

Hi, I am due to receive around £7000 redundancy pay in August and was wondering how this will affect my universal credit in the months following.

Mo 28/07/2020 at 8:48 am

I have taken VR from my work and total VR is 14750 which including notice of lieu £3450.
Please advise if I will be entitled to any mean tested benefits.

Sduns5 23/07/2020 at 11:13 am

Hi I'm getting made redundant £4675 redundancy.
£4675 9weeks notice in lieu.
12.75 days holiday witch is £998.82.
How would this effect universal credit and will the days in lieu and holiday postpone the claim

Scot 10/09/2019 at 7:22 pm

I'm getting uc but been told I could get made redundant end next mouth I got 2 kids my missis dont work if I get like 6k will this effect my uc as I'll be out work will they expect me to live on this or will I still get my uc

Conny 06/08/2019 at 8:06 pm

My boyfriend is getting made redundant the end of September, he’s looking at a £14 grand payout, how will this affect our uc payments ? We wanted to get new windows and a new kitchen but don’t know if we have to use the redundancy money to live and then reclaim uc when it runs out, can anyone help! Thanks

Jemimapd 06/07/2019 at 8:16 am

Hi. I get a small amount of uc every month on top of my wages. It's less than £50. Im facing redundancy with a out a £10k payout. How would this impact my ability to receive uc going forward? If it was a new claim 10k in savings wouldn't affect anything. Would I be better off stopping my claim for now and reapplying later in the year if the worst happens?

Ab64 26/06/2019 at 8:38 pm

I have been made redundant and claiming redundancy from the government. My mother has been in hospital and now needs looking after. If I get carers allowance will this affect the notice pay that I am entitled to.?
I know jobseekers allowance would be taken off any notice pay but I wouldnt be claiming that while getting carers allowance anyway.

Babs 10/05/2019 at 8:00 am

My husband has just been told company is closing and has 2 choices either relocate to the new company or take redundancy every thing is going to fast the closure of the company is end of May , we are in rented acomadation I work part time do you know if the new company would help with removal and f we relocate
Or if my husband takes redundancy money and I still continue to work part time can he claim benifit he’s 63 he has been with the company 11 years so his redundancy package will roughly be about twelve thousand

Bob 28/03/2019 at 5:52 am

Hi got myself worried sick here I had been off work I’ll for over a year sick pay ran out went onto esa support group and p.i.p got paid off last week and will received 6 k today that’s all I have in bank but I will receive 5k in 4 weeks time and £17 a week a older pension because I’m 55 now I’m worried should I just go down and let them know or am entitled to use some of the 6 k to buy somethings I need without them knowing im hearing you can only have 6k in savings I’m about 15k in debt now I feel I will loose some benifit the tax man has been paid and the counsel tax man took his too I work hard for that money now I’m scared to spend it any advise would be much appreciated

Steve 25/03/2019 at 4:13 pm

Hi can anyone give me a straight answer ive been off work for 7mths with a foot condition, my partner and i have a joint claim with universal credit, but now im being made redundant only about £2,000 does this money affect our claim ?

J 07/12/2018 at 4:02 pm

Hi would redundancy pay affect my universal credit payments?

Man_of_the_World 06/12/2018 at 11:37 pm

Very simple question, to which I cannot find an answer?
I am scheduled to be without a job from 1st January 2019.
I will be paid 4 weeks Payment in Lieu of Notice, and also will receive 7 days Payment in Lieu of Holiday. When will the first day that I can claim Universal Credit be?
a) 1st January 2019; or
b) 8th January 2019; or
c) 29th January 2019; or
d) 5th February 2019; or
e) Some other date
Thank you, in anticipation of your assistance.

RedundancyExpert Editor 17/07/2018 at 11:26 am

The link here should tell you all you need to know including how you can challenge the decision and/or what you can do if you are experiencing harship as a result.

Joe 16/07/2018 at 7:09 am

hi I was wondering if anyone could help us please.
4 years ago we started to claim tax credits to help paying for my sons nursery costs (£860/month) We used to receive around £400/month if I remember correctly. Unfortunately after 2 years from starting to receive it I was made redundant, and I received approx £1000 redundancy payment which I turned into education so that I wouldn`t have a gap between jobs. Later on we got a letter saying that our income was higher than what we told ( due to the redundancy pay) so we have to pay back all the money we received. I explained the situation to HMRC but they don`t seem to care to hear me. Could anyone advise please if there`s anything I could try to do before I take a loan to pay this money back? Many thanks in advance

Miss M 02/06/2018 at 12:47 am

Hi, I was made redundant and my savings and redundancy are less than 6k, am I entitled to universal credit? Also do you have any links that detail this please?
Thank you.

RedundancyExpert Editor 19/04/2018 at 12:11 pm

Under the 'deprivation of capital rule', a claimant who deprives him or herself of capital for the purpose of retaining or obtaining entitlement to means-tested benefits (i.e. Income Support, Housing and Council Benefit, income-based Jobseeker's Allowance, income-based Employment and Support Allowance and State Pension Credit) will be treated as depriving themselves of capital. Under the regulations the claimant will then be treated as still possessing the value of the actual capital given away as "notional capital" for benefit purposes. However, if you receive a redundancy payment and wish to claim Jobseekers Allowance because you are looking for another job, then your redundancy payment would not affect your ability to claim this benefit.

Bob 18/04/2018 at 9:24 pm

Hi all,

I wonder is anybody knows this?

If I was to be made redundant and paid let’s say £30k but then used that money to pay off all loans and credits cards I have to the sum of £30k which would leave me with nothing left, would I then be entitled to any state benefits?

Darling 11/03/2018 at 7:08 am

I’m being made redundant this week, am I entitled to unused holiday pay on top of redundancy pay

RedundancyExpert Editor 12/12/2017 at 11:16 am

You can see more via the Turn2Us whichwhich should answer your question.

Rose 11/12/2017 at 12:30 pm

I'm in receipt of contributory ESA (higher rate). I've been off sick for over a year and no longer receive sick pay from my employer. Now my employer is making a number of people redundant. If I volunteer for redundancy will that affect my ESA?
Thanks.

Selina 17/10/2017 at 8:13 pm

Hi my partner is being made redundant this week, I don’t work currently. We have a 1 year old and a 3 year old. He had a loan with work which is being take out as soon as he gets his last wage. This means he won’t have any money for rent/bills.
Will we get any help? Also will my child tax go up? Really worried. Thanks

RedundancyExpert Editor 17/10/2017 at 3:38 pm

You can see more whichwhich should tell you all you need to know.

Meg 13/10/2017 at 10:40 pm

I currently work 27.75 hours. My employer has informed me that from January my hours will be cut to 25.p.w. This means a drop in pay as I will loose 15 hours per month pay which I cannot afford to loose.
I have also been offered severance pay as I am 62.
I need some advice as to whether I can claim JSA if I take voluntarily severance and what if any other benefits I could claim.

RedundancyExpert Editor 09/10/2017 at 2:41 pm

You would have to find out which

Queenie 07/10/2017 at 10:49 am

Due to insolvency of the company I worked for and no consultation period am I entitled to a reduction on my council tax? I already pay single person rate.

RedundancyExpert Editor 02/10/2017 at 11:46 am

Please see gov.uk whichwhich should help answer your question.

IB67 01/10/2017 at 5:57 pm

Hi, being made redundant this month (1st time). How do i go on about claiming JSA & getting cover towards my state pension whilst looking for work?

I have been in continual FT employment for over 30 years.

dribble 03/08/2017 at 11:27 am

I received notice of redundancy yesterday, 02/08/2017, with a termination date of 02/11/2017. I'm being paid enhanced redundancy but which date should my continuous service be calculated to - the date the notice was served or the termination date?

dougie 01/08/2017 at 6:15 pm

I have been on esa for two years and i am still employed but dont work or get paid. Will my employer hsve to pay me off and pay redundanvy.

Paddy 20/07/2017 at 7:46 am

Iam 65years of age and have been offered volentray redundance..
I only get help with my housing benefit.would i still get help with my housing benefit
I do get a state pension

RedundancyExpert Editor 20/06/2017 at 2:51 pm

Your possible current redundancy payment would not affect tax on any future job elsewhere.

Hoppo75` 20/06/2017 at 10:29 am

Hi. I am being made redundant at some point in the near future and hope someone can help me. I would like to understand the actual impact of the redundancy payment I'm likely to receive in terms of tax. I do understand the % rules (no tax on the first 30k etc), but I'd specifically like to understand the impact on my tax if I'm fortunate enough to see continuation of employment elsewhere. I don't know if there is such a thing as a calculator that may tell me;

- This is how much you've earned this year
- This is the expected net redundancy you'll receive
- If you continue employment at a certain monthly salary, this is what you can expect to happen.

Any help would be great (which will be significantly more than the company have been able to provide!)

Thanks

RedundancyExpert Editor 19/06/2017 at 12:41 pm

You can see more via Money Advice link here for more information. However, if you have children and are not earning, then it is unlikely you will be eligible.

Worried 16/06/2017 at 8:13 pm

I am probably going to be made redundant soon after 20 yrs
I am single parent and I get tax credits
If I get redundancy payout will I keep my tax credits
I rely on them
I have a mortgage and 3 kids to support

RedundancyExpert Editor 16/06/2017 at 1:52 pm

You can check if you qualify for tax credits directly which

RedundancyExpert Editor 13/06/2017 at 12:54 pm

If you have paid National Insurance for a two year consecutive period of time, you should be able to claim Jobseekers Allowance if you will be looking for further work.

Jaq3962 06/06/2017 at 6:47 am

I am being made redundant on 30th of June 2017. I have worked less than two years so I'm not entitled to redundancy however my company is paying me three months notice. Will this effect my entitlement to benefits? What benefits if any would I be entitled to? Would I be entitled to claim straightaway?

Ld1978 02/06/2017 at 8:52 am

I was made redundant at the end of march and received a large payment which I have in savings and premium bonds. I had a baby in Feb and have a 3 year old. Should I claim child tax credits or will my savings be looked at. Hubby is self employed and we are using savings to top up his wage

Thanks

bonah 22/05/2017 at 11:35 pm

I was made redundant 31st March and paid my final salary on 13th April. Universal have said I earned this money after I submitted my claim and my entitlement is nothing. Is this correct.

RedundancyExpert Editor 17/05/2017 at 2:44 pm

No, if you have paid your National Insurance Contributions for the past two years, then you should be entitled to JSA regardless of your husband's earnings. for more information.

Kaz66 12/05/2017 at 3:39 pm

I am being made redundant on 31st May, does what my husband earn affect whether i would be able entitled to Jobseekers allowance?

RedundancyExpert Editor 12/05/2017 at 2:45 pm

You will get your statutory redundancy regardless of whether you sign on or not.

RedundancyExpert Editor 11/05/2017 at 10:35 am

I can only direct you to the site Turn2Us, link here which should be able to help further.

KB 10/05/2017 at 12:34 pm

I am being made redundant on friday. I am currently off sick and now in arrears wi5h my rent . is there any help i can receive to help me with this.

smithy 05/05/2017 at 12:31 pm

I could be made redundant in 4months time our company is in administration and if they close I will only get statutory redundancy will I have to sign on the dole to get my statutory redundancy

Boo 03/05/2017 at 2:49 pm

I'm being made redundant today I'm also 37 weeks pregnant will i be able to claim any 9ther benefits for the kids?

Jan 30/04/2017 at 10:32 pm

I am nearly 63 and have been made redundant with a redundancy payment of 20k my comoany pension might just pay for a takeaway for one so will I be able to claim anything please

stevie g 30/04/2017 at 8:38 am

I am being made redundant with a package of 27k .I would like to set up my own business but work part time while setting up business . How would redundancy pay affect child tax credits and job seekers as I will be using it to set up my business.

Lulubelle 18/04/2017 at 9:00 am

This article doesn't cover the new universal credit system? It seems if you have a redundancy payment more than £16K you will not receive any benefit payments?

TC65 13/04/2017 at 9:57 am

Hi I am being made redundant on the 16th of June I have had my redundancy letter with the date on it but my company have said they can let us go 5 weeks early I am 2weeks onto my Lou notice can I claim job seekers before the 16th of June ?

Flossyteacake 12/04/2017 at 12:50 pm

I have been made redundant and will receive my 5k package end of April

my other half is self employed. I don't know what will affect our finances more if I either claim job seekers or if I try to join him and go self employed. We have 2 young children and am also moving from England to Wales at the end of april. My husband only earns 3-4 k currently from the business and I only earned 8k per year whilst employed. Is it better 1 unemployed/1 self employed , or 2 self employed? Many thanks x

Lou 31/03/2017 at 1:51 pm

Hi

I think I'll be made redundant at the end of May, with redunabcy pay approx £5,000. I'd like to go back to studying from Sept. I have two school-age children. How will my redundancy payment effect benefits between redundancy and being a full-time student - and also while I'm at university?
Thanks

RedundancyExpert Editor 27/03/2017 at 10:39 am

You may be able to apply for Jobseekers Allowance without your redundancy money affecting benefits. With regards to other benefits; much depends upon whether you have additional savings etc, please see Turn2Us link here which will explain further.

sunbeam 26/03/2017 at 9:05 am

I am going to either be made redundant or have to work shorter hours as a teaching assistant. Rhe redundancy will be £4342 after 12 year service. I also have fibromyalgia, if I tell the headteacher that I would like to be made redundant would I have to live off that first before I would get benefits. I am also a dinnerlady so would I still get benefits

RedundancyExpert Editor 17/03/2017 at 12:25 pm

If you have paid your National Insurance contributions for the past two years, then you will be eligible to claim Jobseekers Allowance.

Helen 16/03/2017 at 9:17 pm

Hi , I will be made redundant at the end of march with a large redundancy payment of over 100k . Will i be entitled to claim any benefits ie National insurance contributions or any Job Seekers

Petunia 07/03/2017 at 4:42 pm

My husband is being made redundant but receives army pension and state pension will he be able to access help from the job centre

moody 04/03/2017 at 7:21 pm

Hi, I'm being made redundant at the end of this month, I'll receive approx £16000 package, My husband is disabled and receives ESA. I have never been out of work before, I need advise as I need to clear debts but was also wanting to give something to my grandchildren as a gift

Lorraine 27/02/2017 at 11:25 am

My partner has been made redundant and will receive approx £5000 after tax. Will this count towards his yearly income when tax credits are calculated? I have 4 children so receive weekly tax credits.

TJ 25/02/2017 at 10:23 am

Hi, my Son has been made redundant a week before he has had ACL reconstruction on his Knee. His boss is paying him a months SSP. He will recieve 1/2 a weeks pay for each year (2) as he's 21.
He is unfit to work due to the Operation . He has paid full contributions. Please can you advice what he is able to claim and how to go about it please.

RedundancyExpert Editor 24/02/2017 at 12:56 pm

If you are receiving statutory redundancy pay and your have been with the company for two years, you can expect a week to a week and a half pay for each year of employment. for more information and advice.

Loz 23/02/2017 at 4:22 pm

Hi I'm about to be made redundant and I've not long returned to work from maternity. I have set up my tax credits and housing benefit and I'm unsure what my pay out will be (2 years service) if when I'm made redundant and decide not to go back to work (child under 5) will my redundancy be classed as savings or can I put this towards debts and or other items? Thanks.

RedundancyExpert Editor 27/01/2017 at 10:58 am

It depends upon whether the benefits he can apply for post-redundancy are means-tested, as redundancy payments are treated as capital for means-tested benefits. Please see Turn2Us which

Ladyg 26/01/2017 at 12:57 pm

Hi my son has been working at this job for about 10 years, he has recently developed MS, and has rendered him unable to work, he is still on sickpay from work, now the want him to take voluntary redundancy, how will this affect any benifits he would be entitled too? Thanks

Geordie 25/01/2017 at 9:50 am

I was made redundant at beginning of January after 9 years lengh of service, with 2 days notice. The company has since gone into administration. I'm waiting to hear back from administrators on how I'll get my redundancy pay. My concerns - will my redundancy payment affect my tax credits? Should I sign on? Will I be entitled to anything?

RedundancyExpert Editor 24/01/2017 at 12:34 pm

Your Jobcentre Plus adviser will be able to let you know about your NI. You will be allocated an adviser once you apply and attend the office to sign, please see gov.uk which

paddy2 23/01/2017 at 7:06 pm

I was made redundant on Friday 13th Jan. I want to know who to inform about this at the government offices, jobseekers etc about getting my national insurance stamp

Kay 21/01/2017 at 9:52 pm

My maternity leave was due to start next week and I have been told I'm being made redundant and have no job to go back to, I was offered just over £6,000 as Smp pay out which I could recieve strait away or have it in monthly payments.This would end in November(last payment made in November), if I was to take the pay out in one lump sum and was to spend it with in 2 months on stuff I need for baby and other certain bits I desperately need would I be entitled to benifits when it's all gone? I'm a single parent and live on my own and I privately rent. I have no other income and currently claim no benifits.

RedundancyExpert Editor 20/01/2017 at 11:00 am

It is highly unlikely. If you are using your redundancy money to clear debts, then this is considered a deprivation of capital. You would need to be able to show that you had not disposed of your redundancy money to allow you to claim Housing Benefit (even if it was for one month). The Housing Benefit office will have expected you to have kept money back to pay your rent before you settled your debts. Therefore, this would mean you would not be entitled to claim.

Kev 19/01/2017 at 11:23 am

I am being made redundant, my last day will be the 27th January but I have already received my final pay from my employer (paid on the 15th of the month to cover salary until my final day). I am due to receive a redundancy payment on the 15th February, but this money will be spent on clearing debt straight away and I am assuming this isn't classed as income. I have accepted a new job but wont receive the first pay check from this until the end of February, and will need to pay private rent on the 4th February. Am I able to claim housing benefit for one month to cover this period between jobs.

RedundancyExpert Editor 18/01/2017 at 2:55 pm

If you have paid National Insurance over the past two years and you are looking for another job, you may be eligible for Jobseekers Allowance

Bruno 18/01/2017 at 12:28 pm

I was made redundant November 2016. I received £15500 settlement and have about £950 a month pension. Will I be able to claim JSA or any other benefit?

RedundancyExpert Editor 13/01/2017 at 2:04 pm

Whether you get contribution-based Jobseeker's Allowance will depend on your national insurance contributions. Therefore, if you have been working and paying national insurance contributions within the last couple of years, you may qualify - please see CAB which

RedundancyExpert Editor 13/01/2017 at 12:33 pm

If you have paid National Insurance for the past two years you will be able to claim Jobseekers Allowance

Janie 12/01/2017 at 10:21 pm

I currently work 15 hours a week, I am soon to be made redundant, can I claim Jsa? My redundancy package will be less around £1500

Charlie 12/01/2017 at 4:59 pm

I am getting made redundant on the 25th off march 2017 and I'm told I'm receiving £2130 pound, as this is like two months wages for me, and I haven't got another job lined up, I have debts off about £1000 I need to pay when I finish work, and I'm worried how I'm going to manage and what the dole could if anything do to help me??? thanks

yola 27/11/2016 at 7:56 am

Hi,
my maternity leave was started in Dec 2015 and suppose to end in September 2016, but in Jan/Feb company was planning to close their site where i was employed and they made me redundant in May. almost end of march I applied for housing benefit and they made me redundant in May and paid lump sum maternity in May which i suppose to get till september, My question is the benefit department gave me the housing benefit till 2nd May not till september, Is it fair that i was made redundant while i was on maternity and also am i suppose to get benefit till may only or should get till september?

Dangerous Dave 13/11/2016 at 4:13 pm

My company has called in administrators due to insolvency, I have not been paid for 10 weeks which means I can claim max 8 weeks from NI - due to long service and salary I will also be entitled to the maximum statutory redundancy pay.
I have been told that JSA will be deducted for 3 months out of my SRP whether I claim or not and even if I manage to find new employment .
Please explain and advise if this is correct, I can find nothing about this on the web.

Smh 27/10/2016 at 11:21 am

Hi
I have been on long term sickness due to a serious op last year, which Left me now as paraplegic. Looks like will be facing redundancy due the business deciding to close down.
As I'm receiving all the disability benefits currently and not being paid a wage from the company, how will my redundancy package effect things? I'm looking to get around £8,000 in total.

Slumdog 26/10/2016 at 10:13 am

I've been made redundant and received £9400 redundant pay.
I start another job straight away.
I receive tax credits with my old job. The new job is same salary.
Will tax credits take the £9400 into consideration when working out our new award?

Raj 25/10/2016 at 7:05 pm

I am getting made redundant and my last day is next tuesday 1st november, do I need to wait until that day to make an application or can I do it now as I believe it takes 8 days from the application date to start receiving payments and no backpayments are made, thanks

RedundancyExpert Editor 23/09/2016 at 12:24 pm

You would have to wait until nearer the time you are due to finish work.

daisy 22/09/2016 at 8:12 pm

i am being made redundant soon and have been told i will be offered a package and 5 weeks notice that i am not notice which they do not require me to work, can i contact jsa to sign on or do i have to wait 5 wks ?

David 13/09/2016 at 4:34 pm

I took voluntary redundancy.
What effect will this have on my
Child tax benefit?
And is the total redundancy pay in my wage slip classed as earnings?
Thanks

Suziewong 28/08/2016 at 12:16 pm

I'm an unpaid carer for my mum due to earning too much. In September I'm being made redundant. And will getting a payment of around £12,000. I will then start claiming Carers Allowance. Will my reduncy money be classed as earnings? Or will I be able to claim Cares Allowance whilst I still have my reduncy money in the bank?

Gabriella 11/08/2016 at 1:40 am

I am 31 weeks Pregnant my employeer has just offered Voluntary redundancy... i have been offered 9,300 ultimately if i accept this offer will i be anticipated to live off this as i assume i will not be able to claim universal credit.. i am a single mum so for childcare reasons it is a option for me please advise as i only have till Aug 30th to accept this offer...

RedundancyExpert Editor 28/07/2016 at 2:15 pm

Anything you earn subsequent to your previous job will not affect any payout you may receive with regards to redundancy.

Happyman 27/07/2016 at 10:58 pm

Hi, I was just made redundant as the company I worked for went bust.

I would like to claim the redundancy and a weeks outstanding pay from the NI fund. According to the government online calculator I am entitled to around £700.

I was fortunate to find other employment 3 days after the company went insolvent. I am now making around £120 a week. Will this affect my redundancy payout?

RedundancyExpert Editor 20/07/2016 at 11:43 am

If you have paid your National Insurance for the past two years, regardless of your savings you can apply for Jobseekers Allowance

mulder 19/07/2016 at 1:48 pm

I got made redundant at the end of march after working in the nhs for 11 years. My package was £21,000 and with savings of £14,000 as well , can I claim any benefits or get my stamp paid. Any help would be great.

zorba 13/07/2016 at 9:52 pm

I have taken voluntary redundancy after the shock of just being diagnosed with cancer. I worked for the company for twelve years. I received £17,000, but did I do the right thing as I will not be able to claim sick pay from the company, what if any benefits will I be able to claim

Clark 11/07/2016 at 7:57 am

Hi I work in a hotel and it is being sold for a developer in few months and will be shut down. I em entailment to redandency pay and it will be around 3k.

Currently as I`m the only person working in my family ( family of 4) we got 2 small children

We are receiving benefits
Housing 280 every 4 weeks
Child tax 450 every 4 weeks

if i take the redandency of 3k how will that effect my benefits ?
How i can avoid giving back 3k
I have loan for aprox 2500f can i pay that off with that money ?

CR 06/07/2016 at 5:06 pm

Hi.

I am being made redundant after 10 years service and have been given an indication my redundancy payout will be £14,152. I understand this is tax free, but am concerned with the lack of clarity as to whether any student loan payment will be deducted from this payout? Can you clarify if possible?

LouiseB 10/06/2016 at 11:01 am

I currently work for a retailer who is in administration but will go into liquidation. I have been told that I will have to claim my redundancy from the government when the time comes. We have recently had some advice from the job centre which has left us somewhat confused. We have been told we must apply for jobseekers on the first day of unemployment. We have been told that any jobseekers claimed between the first day of unemployment and the day we receive our redundancy will be deducted from the redundancy payment. Is this correct? Also that you cannot claim jobseekers while you have your redundancy payment?
If anyone could help with this it would be much appreciated.

RedundancyExpert Editor 09/06/2016 at 12:29 pm

If you wish to look for another job, then you can claim JSA as Jobseekers Allowance up to the cut-off point which is State Pension Age. JSA has the main emphasis on getting people back into work. Please also see CAB link here which will explain more about what you are entitled to for your age.

Rodger 08/06/2016 at 7:43 pm

I am being made redundant in August 2016 and have been told I will receive the minimum payout which is around 11k. I don't know if this will affect me claiming J's a. I am almost at retiring age and have never been out of work so I don't have a clue what is going to happen and would appreciate any help I can get.

RedundancyExpert Editor 26/05/2016 at 12:33 pm

Much depends on what benefit you applied for. If you applied for Jobseekers Allowance then if you are up to date with your National Insurance payments (previous two years) then you would be entitled to claim regardless of how much you received in redundancy. However, if you were claiming another benefit, then your redundancy payment may have affected the decision.

HARFRAN 25/05/2016 at 8:26 pm

In 2006 I was made redundant and applied to my local job center in Kettering,after filling in the required forms I was told that I would be contacted within 2 weeks.After 4 weeks I had not heard anything,so I went back to the job center to find out what was going on.After the job center made had a telephone conversation with the Wellingborough Office I was told.They have new people working in the Wellingborough office and the said that the way benefits had been paid out in the past was all wrong and that because of the amount of redundancy I had been paid I would not be entitled to any benefit until December 2008.

I have recently been told that the size of my redundancy package should not have excluded me from receiving benefit. Could you please advise

Regards

Rob 21/05/2016 at 2:43 am

I was redundant on the 28th August,2015 by a Mining company due to global economy crisis. The company had carried out mas redundancy exercise in order to carry out cost cutting measures.I have only worked for 2 years and 10 months when the redundancy was introduced but in my Employment contract I will be given a housing advance package of $100,000.00 after 3 years of service and I was only 2 months before I clock 3 years of service.
My Question is if I was redundant will the company be eligible to honour that $100,000.00 housing scheme written in the agreement book be deposited in my bank account plus the other benefits stated in the agreement.

Juleigh 17/05/2016 at 11:10 pm

I'm considering voluntary redundancy and wondered does it count as income towards an existing child tax credits claim? Would I have to inform tax credit if receiving voluntary redundancy payment? Am aware I'd have to update my change of circumstance.

RedundancyExpert Editor 05/05/2016 at 2:08 pm

You can find out all you need to know via the gov.uk site here. I hope this helps.

Lara 04/05/2016 at 10:11 pm

Hi I an being made redundant after working for my employer for twenty years. I will get around £30,000 and be able to draw my final salary pension as I am 52. My husband still works full time,will I be eligible to claim JSA whilst seeking new employment, and will my £700 monthly pension have any tax taken.

Mowens 23/04/2016 at 9:20 am

Hi, I have been offered voluntary redundancy 5 months into my maternity leave. I accepted as my work wouldn't let me work nursery hours and my wage would cover nursery fees for two children under 3. Can I apply for statutory maternity or job seekers for the remainder of 6 months? As I will use half of the redundancy to pay off debts I'm wondering would I be able to apply for child tax credits as my husband works. And also council tax reductions? Or something else altogether? I've never been unemployed and not sure what help is available. Thanks for any help and advice offered.

RedundancyExpert Editor 14/04/2016 at 10:42 am

Redundancy payments are treated as capital for means-tested benefits. You can see via the Turn2Us link here what are classed as means tested. If you receive any of the benefits listed on top of your ESA and PIP you would have to declare your redundancy payment.

RedundancyExpert Editor 13/04/2016 at 2:01 pm

If you earn between the Lower Earning Limit and the Primary Threshold you will be awarded National Insurance ‘credits’ which entitle you to basic National Insurance benefits.. These limits are respectively £112 and £155 per week for 2016/17 (and 2015/16). You would need to find out from your local Jobcentre Plus whether you have been credited for these and if so what benefits this entitles you to.

Nanny 13/04/2016 at 8:16 am

Hello wonder if you can help me, I am on long term sick and get no money from my employer though still on their books, as I can no longer work I receive PIP as I'm am now disabled and I receive ESA after being in this situation my employer has now made me redundant, the amount will be 15 k do I need to inform anyone as I am unfit for work still? And do I have to declare the mo ey ???

Arty1 12/04/2016 at 6:42 pm

Hi
I was made redundant after 21 years continuous service after the organisation I worked for, closed in December 2016. I worked 14 hours a week and was paid £122 a week. I was surprised I was not able to claim JSA, as they said I had not made enough NI contributions in the previous 2 years. It is true I did not earn enough to pay NI contributions, but when I checked on my NI record, it said my contributions were paid in full, right back to 1982, and I have the full 35 qualifying years towards my pension. I read somewhere that if you earn between £109 and £150, your NI contribution is paid to protect your pension and benefit rights. Why can't I get JSA then? I'm confused!

RedundancyExpert Editor 05/04/2016 at 2:49 pm

I am sorry to here this, you can ascertain your statutory redundancy pay via whichYou can also see what you may be entitled to via the Turn2Us which

Moomin 04/04/2016 at 10:44 pm

I've worked in my present employ for the past 4 yrs,but my boss is retiring & the business is now on the market .It may sell quickly ,but regardless everything will shut down @ the end of October.I live on a Scotish island where there are very few jobs . Also I need to mention that I'm 61yrs. Can you please advise as to what redundancy payment I can expect ,also any other help that may be available . I'm fortunate that I own my cottage but that complicates relocation.
Thanks
G.

RedundancyExpert Editor 22/03/2016 at 10:59 am

If you have paid your National Insurance up to date, then you shouldn't have a problem.

scottuk 21/03/2016 at 4:07 pm

I have been made redundant. My pay out will be slightly north of 30k. As this then puts me well over 16k savings I presume I will not be entitled to any benefits. But will my wifes ESA be affected as she is signed off due to mental health problems. Really concerned that little bit she puts in to the house will go and really set her back in her recovery.
Cheers

Simkins 21/03/2016 at 12:45 pm

Hi I got made redundant on the 15th March 2016, I have been down to the job centre for job seekers allowance, I am waiting for them to make a decision weather I can get. My husband works and I have 2 children they said it goes off Contribution basis I have work from 2014 -2016.

Thanks
Lindsey simkins

Td 21/03/2016 at 4:42 am

Hi, I'm getting made redundant and our enhanced terms say we get 3 weeks pensionable weeks salary for every year we have served. Our salary includes overtime and other enhancement that are not pensionable. Should all our salary (average over 12 weeks)be calculated as we work shifts.
Also there is a caviate that after 57 the redundancy reduces by 1/36th every month. Is this superseded by no retirement age now??
Thanks

Sammé 17/03/2016 at 12:32 am

I was made redundant while pregnant last year. I got full redundancy pay and full statutory maternity pay. I finished working in July 15 had my baby in August. My husband is in the Armed Services and I know with his income I will not be entitled to any out of work benefits however I don't know if I'm still supposed to be having my stamp paid so I don't lose out on state pension payments in later life.

RedundancyExpert Editor 16/03/2016 at 12:28 pm

I am sorry to hear this, you would either have to contact your local Jobcentre Plus, or see if you are entitled to any benefits either by Turn2Us here or Entitled To here. I hope this helps.

Jock 15/03/2016 at 6:52 pm

Hi i am taking voluntry redundancy through illhealth. Can i claim any benifits. I have had bladder cancer twice in the past year. I am still under the doctors.

RedundancyExpert Editor 11/03/2016 at 1:50 pm

You can apply for Jobseekers Allowance regardless of the amount of savings you have, please see link and to check if you are eligible

jacko 11/03/2016 at 12:12 am

I was offered a package to leave my company for 17500.00 after 7 years. I accepted this package voluntary redundancy. No offer of alternative employment has the company winding down. Can I get any benefits now.
I would like to point out I wouldn't of put in for redundancy if I wasn't moved to the team . There was a big move around and I feel they where trying to push me out.

RedundancyExpert Editor 02/03/2016 at 10:28 am

You will be able to claim JSA for six months if you are looking for alternative employment, regardless of the amount of savings you have. You may also find the Turn2Us website useful here. I hope this helps.

blondy 01/03/2016 at 9:09 am

I've just been made redundant after 11 years service I'm a single 37 year old homeowner no children . I will have a redundancy payout around mid March please could you clarify what I would be entitled to benefits wise? I'm very worried about finances hope to get a job soon . Can I claim jsa or anything else ?

Cloudancer 24/02/2016 at 5:53 pm

Hi I have been on sick leave for 8 months and claiming ESA, housing benefit and council tax benefit. Looks like my employment will be terminated soon and I may get a payment of around £3000. Not sure if it's classed as redundancy as not really redundant but was wondering if I need to declare this and will it effect my benefits? Apologies in advance if I am asking this on the wrong thread.

RedundancyExpert Editor 16/02/2016 at 11:26 am

As specified in the article, it depends on the amount of redundancy and savings you have regarding whether you can get help with housing benefit and council tax. However, if you have savings he should be able to claim Jobseekers Allowance if he is looking for new work. Please see Entitled To which

Alison Cairns 15/02/2016 at 3:36 pm

My husband has need made redundant after 21 years working for the same company. I don't work due to Arthritis but claim nothing. When should my husband see about signing on? Or even just get help with rent and council tax.

Brig99 15/02/2016 at 2:26 pm

Ive been a tax payer for 33 years, was made redundant at age 48 but as part of my company tax arrangements was allowed to draw my company pension at age 50. I worked for 2 years but have been unable to find work for a few months so wanted to claim Job Seekers Allowance (contributions based), to my disgust I discovered that they take into account part time earnings (I have none) and my very small pension (£520 a month) and have assessed me as not eligible for any benefit at all (my wife earns £800 a month).

Just to give you a flavour of how upsetting this is when you look at families on the dole for ever with a thousand screaming kids, I have paid in 30 years I would guess somewhere near £0.5million pounds and I can get nothing, zero, zilch, not a bean back out.

Dee 13/02/2016 at 8:11 am

Hi I am just about to be made redundant after 4 years and will get a statutory redundancy payment - can I get job seekers allowance as I am worried about how to pay my rent and other bills

Staceyg 01/02/2016 at 10:00 am

I have been on temp lay off for 13weeks without pay and have had letters from an insolvent team over the weekend giving me information on what I need to do to claim my statutory redundancy. I have been claiming jsa since I've been on lay off but have now become very ill and am having to go on the sick, will this affect my redundancy pay and also will any money be taken out of my redundancy package for the jsa or sick pay I receive?

RedundancyExpert Editor 27/01/2016 at 2:25 pm

Please see Turn 2 Us website here which should tell you all you need to know.

lor 27/01/2016 at 8:44 am

I have worked for a company since the 28th april 2001 and will be made redundant on the 31st march 2016 my age will be 62yrs 3mths my husband is 78 and on a very small pension and also attendance allowance what is my situation regarding tax credit benefit and unemployment benefit

RedundancyExpert Editor 18/01/2016 at 12:29 pm

I am sorry to hear this. Yes, you will be entitled to benefits dependent upon your situation. Please see the website Turn 2 Us, link here which will tell you what benefits you will be eligible for.

madcow 17/01/2016 at 4:32 pm

i am a housekeeper in private service, my boss has recently died, I have been asked to stay on to clear house on full pay for a few months, I worked for him for 15 years, I am 56. Am I entitled to benefits. My 30 year old daughter and grandson live with me in rented accommodation.

RedundancyExpert Editor 12/01/2016 at 2:03 pm

Please see gov.uk site: Your rights if your employer is insolvent here which will give you more information on how/if you can claim the money owing to you. I hope this helps.

Tina 12/01/2016 at 1:09 am

The company I work for I found out will go into administration we haven't been told much info but can happen any day now !
Only worked there 3 years I'm owed 3 weeks holiday too ! Will I get this money owed ?
And can I claim benefits while looking for a job ?
I may also be pregnant what can I claim then ! Help

Kezza 21/11/2015 at 6:52 pm

I have been made redundant and will get quite a bit a think about £8,000 can I claim tax credits I have 3 children 12years 3years and 1years old and I am also in a iva so they will take all the money of I vet another job

RedundancyExpert Editor 02/11/2015 at 10:39 am

Income protection insurance will be taken into account with regard to any means-tested benefits. Therefore you will need to look further into whether taking it out is a good idea, please see CAB whichI hope this helps.

mero9200 30/10/2015 at 5:41 pm

Hi,

I have just had an income protection insurance to pay me 1350£ a month in case i made redundant. Would this affect any JSA or other benefits I'm entitled to?

My wife is a house wife, and i have mortgage, but i rent that house out and instead living in a rented house to be near to my job.

What would be the best for me?

RedundancyExpert Editor 22/10/2015 at 12:28 pm

I'm not quite sure of your question, therefore it might be advisable for you to give ACAS a call via whichI hope this helps.

RedundancyExpert Editor 21/10/2015 at 2:42 pm

If he has paid his National Insurance to date, then he can claim for Jobseekers Allowance, To see what else he may be eligible for, please see Turn2Us link

Rabbit 21/10/2015 at 12:34 pm

My husband has been getting esa since march 2015 as employer refused to pay sick pay he has now paid me off after over 12 years service without giving any redundancey is he allowed to do this and if he had paid me any redundancey would it had affected my esa benefit

nic 20/10/2015 at 5:52 pm

My husband has taken voluntary reduancy due the the place going under and hrs cut. This was over a month ago. He got a small pay out and I was wondering if and when and what he can and can't claim

jobe 05/09/2015 at 11:32 am

Hello I have just been made redundant how long can I go before my state pension is affected. I would rather not claim for job seekers as it's more trouble than its worth but I am worried about my state pension I'm looking at approximately 4-8 weeks of being out of work but hopefully less than this as I will be doing supply work for the LEA.

sez04 29/08/2015 at 2:56 pm

Hi, husband has been made redundant but waiting to claim government redundancy. I have been made redundant from my carers position as my patient died. What benefits can we claim if any?

RedundancyExpert Editor 26/08/2015 at 2:04 pm

As specified in the article; if you leave your job voluntarily, unemployment benefits are normally not payable (for six months). People who are made redundant should not be affected by this. However, people sometimes wonder how accepting voluntary redundancy affects their eligibility for benefits. It does not. The resulting unemployment is still considered involuntary and those affected should be able to receive Jobseeker’s Allowance without any problems. You can obtain more information what you may be eligible for whichI hope this helps.

Freeed 25/08/2015 at 7:55 pm

I am able to apply for voluntrary redundancy and wiil receive ~£120k, will I be able to claim benefits (job seekers allowance?) if I volunteer or should I wait to see if I am chosen for redundancy?

RedundancyExpert Editor 17/08/2015 at 11:42 am

Apart from Jobseekers Allowance, which you should be entitled to, you can see what other benefits you may be eligible via the Turn2Us whichI hope this helps.

sab 14/08/2015 at 4:05 pm

Hi I'm 33 and about to be made redundant, my package will be 3000 I was due to come off maternity in Sept, I have two small children 7 months and a two year old and my partner earns 22,000 what benefits if any am I entitled to I've never been unemployeed so it's all very new to me

RedundancyExpert Editor 04/08/2015 at 11:35 am

@Yaskett - I have included a link to our partner article: Overview of Your Employer's Obligations, here which shows how the process may be a lot more convoluted than first anticipated and can take time. One aspect may be that your employer might offer you ‘suitable alternative employment’ within your organisation, which may confuse your issue. I presume the job offer you have received will mean you will have to make a decision imminently. Some employers may stipulate in your contract that you wait for a specific amount of time before you take up new employment. Therefore, I would read your contract and see what it specifies. There is no real answer here, as I assume much is about timing. Of course it would be ideal if you were offered redundancy and the job offer could fall in naturally after your redundancy package was finalised and you had served your notice. However, this is in an ideal world and you may find that the timing may force you to make a decision to either move before redundancy is offered, or wait and see whether you are offered a package to suit.

Yaskett 01/08/2015 at 11:38 am

Hello, I'm employed and considering a job offer at a rival firm. If I accept, there may be an opportunity to receive a voluntary redundancy package from my current employer. Am I obliged to inform them of the other job offer ? If not and they subsequently became aware, would that be likely to jeopardise the redundancy agreement?

J.e.n 28/07/2015 at 6:40 pm

Hi I've just found out the business I work for is closing, which there fore makes me redundant I've been there almost three years. Have never been unemployed always had a job I'm 24 will I get any help with rent or council tax and would it be worth me signing on??? What do you get for signing on??

RedundancyExpert Editor 30/07/2015 at 11:33 am

@Buzby - Yes, you should be entitled to Jobseekers Allowance. I hope this helps.

Buzby 28/07/2015 at 10:06 am

Hi I have just been made redundant . I have an interview lined up for next week. Should I go and sign on? There is no telling if I will get this job, I could be a while before I get a job

RedundancyExpert Editor 06/07/2015 at 12:36 pm

@sandy - if you are looking for further employment, then you may be able to sign on for Jobseekers Allowance. I hope this helps.

sandy 03/07/2015 at 6:55 pm

ive just took redundancy,as the job they offered me was the exact same job, but for £300. a month less. I've got £13.000 redundancy. Do I go the the dole office and let them know,as I have never been unemployed since leaving school. I'm 54 years old.

RedundancyExpert Editor 29/06/2015 at 10:18 am

@Lukegeorgebiggs - you may be on an emergency tax code, you would have to speak with the HMRC direct. Also, you can access your tax codes via whichI hope this helps.

Lukegeorgebiggs 26/06/2015 at 1:33 am

I was made redundant just after the start of the tax year. I have found a new job since but despite my tax code not changing I seem to be getting taxed higher than expected. Does the fact I have been made redundant and received redundancy effect how much tax I am now paying?

Georgi 22/06/2015 at 9:52 pm

Hi we are currently going through a restructure at work and not guaranteed the same pay or hours or even job at the end of it. My voluntary severence is stated at 11,000. If I took this would my tax credits stop and how long would I have to wait until I could claim any benefits? Thanks

RedundancyExpert Editor 24/06/2015 at 11:01 am

@casper - I have included a link to some gov.uk information about your National Insurance record and your state pension, herewhich should help further.

casper 21/06/2015 at 4:26 pm

I have just taken voulentary redundancy and i wondered if i need to 'sign on' for my stamp for my state pension. I am 58 years old.

paulibe 15/06/2015 at 10:57 am

i was made redundant last October . Am I entitled to at least my insurance stamp paid and dole money . I am 59 years old and I would like to stop working while I am still in descent health. Thank you

RedundancyExpert Editor 15/06/2015 at 12:36 pm

@l_oll - I am sorry to hear this, it obviously hasn't come at the best of times for you. I have included a link to Turn to Us here which should tell you what benefits you are entitled to. I hope this helps.

l_oll 12/06/2015 at 1:04 pm

Hi,

I'm due to start my maternity leave at the end of august with my second child, but we have just been informed that our jobs are no longer required so will be made redundant after 7 years service. My Husband is a full time mature student who also works part time. Due to all these factors I can't find any acurate information online on what (if anything) we would be entittled to. We currenlty don't claim any form of benefit at all, no working tax credits or anything. The only thing we receive from the government is standard child benefit for our first child.

Could you please help on where we could get accurate inforamtion from please?

Thanks

RedundancyExpert Editor 15/06/2015 at 10:52 am

@tori - I have included a link to the website Turn to Us here where you can find out exactly what benefits you can claim. I hope this helps.

tori 12/06/2015 at 9:26 am

I was made redundant at,the end of November 2014 and had a baby at the beginning of November. My employer paid 40 weeks stat mat pay which has now just finished. my husband also worked in the same office so was also made redundant but has since found another job. We now have 1/3 of the income we had last year. The job centre have said we cannot claim anything. Is this correct? Can I not claim contribution benefit? Thankyou

Tony Perry 20/05/2015 at 11:45 am

I receive pips, sick money and my wife gets working tax credit, I have cashed in one of my pension and its under 20.000pounds. Iam 63 years old this year. I am medical retired will I have to inform them about this.

I will pay out some of the money out on some high bills

RedundancyExpert Editor 07/05/2015 at 2:22 pm

@Simone - I have included a link here to Turn to Us, to see what benefits you should be eligible to apply for. I hope this helps.

Simone 06/05/2015 at 10:19 pm

I am being made redundant after 19 years will get about 10,000 severance pay I get working tax credits at mo as son is in full time education am I entitled to anything at all ?.x

keirazak 01/05/2015 at 10:19 pm

Hi my husband is one of a few hundred people who will probably be made redundant at the end of may, by the time we pay some of our debt off there won't be much left! I was wondering what would happen if he took volentery redundancy instead of being made redundant. We have 2 kids under 10 I work 2 part time jobs but not sure if we can claim anything as his job was really well paid so if they go on last years figures we're not entitled to anything. Starting to panic already ??

June 30/04/2015 at 1:01 am

I've gone for VR totalling £35k I have an IVA which will take most of this to pay off the debt, will I be debt, will I be able to claim joibseekers?

Lm 28/04/2015 at 8:48 pm

I also ment to state I have a 8 yr old child and he has a 7 year old child that he pays maintenance for. Thanks.

Lm 28/04/2015 at 8:45 pm

My partner was made redundant yesterday with no warning, the place where he works paid off 400 people. Today he managed to get a temp job being self employed, he made 25k last year and I made 10k, I due to go on mat leave at the end of May as I'm due our baby in July. Will we be entitled to any benefits? As I was told they go on the years before earnings? From his new job he can earn anything from £200 a week to £500 a week depending on if there's any work going.

RedundancyExpert Editor 27/04/2015 at 10:27 am

@Jimmy w - you will really have to get in touch with both of these agencies in order to find out directly. Your redundancy may be treated as capitol (if including your personal savings the total comes to over £6000). If you lose your job, you might be entitled to more Child Tax Credit. However, you will have to inform both HM Revenue and Customs and the Housing Benefit about the change in your circumstances, which will also give you the chance to get an accurate assessment.

Jimmy w 23/04/2015 at 6:02 pm

Hi, I'm facing the prospect of redundancy from my current employer but will be (hopefully) be in work with another company by the time the redundancy comes into effect. For the purpose of housing benefit and child tax credit, would my redundancy package be counted as income for this tax year? It will be less than 3k and the new job would be a similar salary as my current one.
Thanks

Welshette 23/04/2015 at 2:37 pm

Hi

My last working day due to redundancy is at the end of May 2015. Am I able to start the ball rolling with jobseekers, housing benefits etc before this date? For example can I fill in the forms and make an appointment at the jobcentre before the end of May? I just don't want to go very long without anything else being in place.

Great website by the way...very helpful.

Thanks

RedundancyExpert Editor 22/04/2015 at 11:45 am

@sandy - If you have more than £6,000, which includes savings and other income, it can affect the amount of contribution-based JSA you get.

sandy 20/04/2015 at 4:26 pm

How much redundancy are you allowed to have in the bank before you can claim job seekers, is there a specific amount you are allowed to have?

RedundancyExpert Editor 21/04/2015 at 2:09 pm

@kellyf - it depends on the size of your payout. You don't say what benefits you receive, so it is hard to advise. But the website Turn to Us,link here may be able to help.

kellyf 19/04/2015 at 8:29 pm

Hi im due to be made redundant in 6 weeks I will receive redundancy but have a new job to go to. I'm single parent working only part time. Will any of my benefits be affected if I take the payout? Thanks

RedundancyExpert Editor 09/04/2015 at 10:13 am

@bubbles - yes, you can claim Jobseekers Allowance as long as you don't have any other income which includes money from pensions, earnings and savings of more than £6,000. I hope this helps.

bubbles 06/04/2015 at 6:56 pm

I am due to take redundancy next month. My firm has relocated and had to offer redundancy although they say it is voluntary. I have worked there for four years and will receive £1400, statuary redundancy pay. Will I be able to claim contribution based benefit straight away?

RedundancyExpert Editor 24/03/2015 at 11:38 am

@Bobby - it's a shame you are not enjoying it. Unfortunately, the opportunity for redundancy would have been for another (your former) position, so it has no relevance for the job you are in now.

Bobby 20/03/2015 at 5:21 pm

Hi I was facing redundancy but started a new job within same company 4 months ago. Is there any way I can still take my redundancy after this period of time? I am regretting taking the job. Thanks.

RedundancyExpert Editor 12/03/2015 at 10:36 am

@Paris - it depends on what benefits you will need and whether you will be looking for another job. You may be able to claim Jobseekers allowance, but there are limitations on the amount of savings you can have, as explained in the article. I have included a link to Turn to Us here which can help you work out what you may be entitled to. I hope this helps.

Paris 10/03/2015 at 9:36 am

It is quite possible I am going to be made redundant, will I still be able to claim benefits
I am a women 60 years of age and not due to retire until I am 66 I have been offered severence if I take severence what benefits will I be entitled to.
I have been in employment since I left School 44 years ago with about 10 break to bring up the children.
Trudi

RedundancyExpert Editor 06/03/2015 at 10:14 am

@Frankie - I have included a link to Turn to Us which should answer your questions here. I hope this helps.

frankie 03/03/2015 at 9:37 am

I am about to be made redundant and have been offered a substantial payout. I am also on working and child tax credits. If I find another job do I have to let hmrc about my payout. Example does it go on what I have earnt that financial year?

cupcake 23/02/2015 at 9:55 pm

I am 60 years of age and not due to retire until I am 66 I have been offered severence if I take severence what
benefits will I be entitled to

RedundancyExpert Editor 16/02/2015 at 10:19 am

@Billy - you can claim Jobseekers allowance if you are up to date with your National Insurance and have been paying it for a period of time prior to being laid off, There’s no time limit for how long the period of consultation should be, prior to you being made redundant. However, there is a scale regarding the amount of redundancies taking place. If there are 20 - 99 redundancies - the consultation must start at least 30 days before dismissal, or if there are 100 or more redundancies - the consultation must start at least 45 days prior to dismissals. Please see gov.uk whichI hope this helps.

Billy 13/02/2015 at 2:23 am

I am due to be laid in off the end off month but there haven't give us 90 days notice do there have to and can I claim benefits

Will Editor 15/01/2015 at 11:42 am

@Mike - you would have been offered redundancy payment at the time through your company if you were entitled to it.

Mike 14/01/2015 at 9:55 pm

I never knew about redundancy pay when I was made redundant in 2006 can I still apply for this or is it only after been made redundant in the same year ?

RedundancyExpert Editor 29/10/2014 at 11:50 am

@Monstasquirrel - If the company you were working for is paying the redundancy, then it should be paid on the last day that you work or as soon as is possible afterwards. If there is to be any long delay with the payment, then it needs to be discussed and agreed with you the employee. I hope this helps.

Monstasquirrel 28/10/2014 at 5:56 pm

I've just been made redundant, how long should I wait to receive my redundancy and holiday pay after leaving my employment.

RedundancyExpert Editor 10/10/2014 at 12:12 pm

@ big al. I'm very sorry to hear of your redundancy after all of this time. You should get a letter from your HR laying out your terms of redundancy including any redundancy pay which should be awarded to you through the company. As soon as you leave you should sign on for Jobseekers Allowance (if you are up to date with your National Insurance contributions, which I'm sure you are). You will receive £72.40 per week for a period of six months while looking for a new job. You can apply online, or telephone 0800 055 6688 (open 8am-6pm Monday to Friday).

They will bring you in for an appointment and are very helpful should you need extra advice on looking for your next job. Your National Insurance is taken care of while you are receiving the allowance.

Wishing you best of luck for the future.

big al 10/10/2014 at 11:16 am

i have been made redundant today and i am in a bit of a panic, i have been employed by my company since leaving school 44 years ago and have never had a interview before as i was taken on at my second interview
I don't know the process of apply for any benefits and don't know time scales of registering with who or when, could you give me a list of things to do,who to see and when, plus a time scale and sequence to follow e.g. citizens advice first department of works and pensions second and how to sort out my stamp duty when and where
never needing a CV my company as offered to help me formulate one.
thank you for reading this inquiry

Yas 08/05/2014 at 1:02 pm

I am 56 years old woman, have been in my job for 10 years and still working, but I have long been suffering of depression and taking medication for many years. I was off and on with the idea of leaving my work due to the constant tension which affect my physical and mental condition. My GP is aware of this all, and I get some good support from her. Now, I am thinking to leave the work by the end of this year, but has so much doubt about how I can manage my finance. I believe I would get a sum of money as redundancy package. I have an idea that my employer will pay me one month salary for every year in service, taxable. I also have some saving in the bank, but not much. I wonder, what is the best approach for me to get some social benefits, housing and food.
Could you please enlighten me?? Thanks

netty 04/03/2014 at 3:48 pm

I received a compulsory redundancy payment, gross £48k at Christmas and luckily I've found a new job. However, this will bring my gross pay over the £50,000 income tax bracket. I receive Child Benefit for our children, will I have to do a tax return or is the redundancy discounted?

Abu Dhikrah 07/02/2014 at 10:22 pm

My employer notified me verbally on his intention of my redundancy, after a month the redundancy came to an effect.
My employer opined that he is only owing me one month salary and no more. Though I have been working with him for the past 7 years, what should be my entitlement, and what can i do?

fred 13/11/2013 at 5:59 pm

it is quite possible I am going to be made redundant will I still be able to claim benefits

Mandy 03/11/2013 at 10:31 am

I took Voluntary redundancy on 30th June and was paid c £29k after stoppages.

I am 3.5 years into an IVA agreement and under the agreement was only allowed to keep 6 months money and paid over £16k to my creditors.( I still have to pay the monthly payment out of the 6 months I kept).
I have not claimed any benefits since I took redundancy. Would I be entitled to claim anything as the money will run out next month and although searching for a new job, have not secured a new job yet. I have been in continuous employment since I left School 39 years ago. If I am entitled to any benefits, would it be backdated to 1st July please?

raha 24/09/2013 at 7:20 pm

I have been made redundant just end of last August after more 5 years working for publishing market. I applied for Job seekers by online in 5th of Sep, as they said- I have not any knowledge yet- and received a letter that I am not include of backdated claim from 30th of August. The amount money the law accounted for each week is £112.55this amount is just covered for just for adults living expenses,my wife and me , it does not mentioned any for the children , as I have a son 11 years.I would be grateful if let us know the decision made for my family is right and whether there is no point for children in my current allowance.

laps 22/08/2013 at 6:37 pm

hi there i'm due to be made redundant, I'm a single person what benefits can i claim, and how much savings am i allowed to have

laps 22/08/2013 at 6:35 pm

Hi there i'm due to be made redundant on 19th september, i'm a single person what benefits will i be entitled to, and how much savings am i allowed to have .

AM 07/05/2013 at 4:00 pm

If I am made redundant and receive a severence payment from my employer, I understand that it is not taxable up to £30k. Could you confirm if student loans company would still be able to deduct a percentage?

big boy 03/05/2013 at 11:43 am

I may be up for redundancy and as i live in private housing would my rent of £795 per month be paid for by benefits. I am 58 years old my wife has retired and i have been working all my life, am i entitled to any benefit
thanks
Dave

steve 14/01/2013 at 9:10 pm

My employer gave notice of redundancies last thursday and told us that they would send us a letter about this straight away (it arrived this morning when I was at work).They also produced a form this morning asking wether anyone would like to volunteer for redundancy which was a simple yes/no form.I asked my line manager if it were possible to know how much my redundancy package would be if I did volunteer and was accepted.I was refused this and the reason given was that knowing the figure may influence my decision when answering yes or no and that if my company gave me that information they could be seen as encouraging me to make my decision one way or another.I TUPIED over to the company I work for now and my present company have confirmed verbally that my reckonable service amounts to just over 18 years but they will not confirm this in writing.??????any advice would be welcome

rafa 04/09/2012 at 1:27 pm

I have recentley been made redundant and am about to apply for job seekers.Is the £16 000 saving "cut off" applicable to both me and my wife?

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